Compare your options
EazeAccounts vs. Wave
Both have a free plan for small businesses. The differences are what the free plan connects to, what each paid plan adds, and who does the bookkeeping, payroll and taxes when you hand them off.
The short version
A closer look at the fit.
Accounting software with automatic bank feeds on the free plan and EazeAI built in, plus a CPA-led team for bookkeeping, payroll and business tax returns.
Consider EazeAccounts
Best if you want automatic bank feeds and EazeAI on a free plan, room to grow into bills, inventory and multi-currency, and a CPA-led team for bookkeeping, payroll and your business tax return.
Consider Wave
Best if you want a low-priced paid plan with unlimited users, or bills on a free plan; a sole proprietor filing a Schedule C through H&R Block's Block Advisors also fits Wave well.
Pricing, side by side
What Wave costs, and what we cost
Wave's published US prices on the review date, at list price. Wave's free plan and ours draw the line in different places, so read the free plan row closely. Rows are lined up by what they are for, not as matching feature sets.
| Tier | Wave | EazeAccounts |
|---|---|---|
| Free plan | Starter, $0: unlimited invoices, estimates and bills; bank transactions uploaded by hand; no extra users | Eaze Free, $0: 2 connected bank accounts with unlimited transactions, unlimited invoices, 10 EazeAI requests a month, 1 user |
| Paid software | Pro, $19 a month or $190 a year: automatic bank feeds, receipt scanning, recurring invoices, unlimited users | Smart $29.99, Premium $39.99, Pro $59.99 a month after $1/month for first 3 months |
| Payroll | $40 a month plus $6 per employee and $6 per contractor paid, with tax filings in all 50 states | $35 a month plus $5 per employee or contractor, first 2 months free, run by our team through our payroll partner |
| Bookkeeping by a team | Wave Advisors, from $149 a month billed annually; $179 to $629 and up month to month, by transactions | Bookkeeping Essentials $200 a month, $1/month for first 2 months on a 12-month commitment; Pro $399 a month |
| Business tax return | Through H&R Block's Block Advisors; price shown inside the Wave app | From $500 a year for the federal return and one state, reviewed by a CPA |
| Card payments | 2.9% plus $0.60 per card payment on Starter; Pro waives the $0.60 on the first 10 each month; bank payments 1% ($1 minimum) | Invoices with online card and bank payments on every plan |
Wave figures are from waveapps.com and Wave's help center on October 27, 2026. EazeAccounts prices are from our pricing page. Verified October 27, 2026.
When EazeAccounts is the better fit
You want the bank to flow in without paying for it. Eaze Free connects two bank accounts automatically with unlimited transactions; on Wave, automatic bank imports are part of the $19-a-month Pro plan, and Starter users upload statements.
You expect to hand off the work. Our CPA-led team keeps the books from $200 a month, runs payroll at $35 a month plus $5 per employee or contractor and prepares the business tax return from $500 a year, all from the same books you already use.
When Wave is the better fit
You want the lowest-priced paid plan with unlimited users, or bills on a free plan. Wave Pro is $19 a month.
You are a sole proprietor and want your Schedule C prepared by an H&R Block Block Advisors tax pro working from your Wave books.
At a glance
Side by side.
Competitor information reviewed October 27, 2026. Confirm current terms with each provider.
| What matters | EazeAccounts | Wave |
|---|---|---|
| Bank feeds | Automatic on every plan, including Free (2 accounts) | Pro only; on Starter you upload statements |
| Invoices on the free plan | Unlimited, emailed from EazeAccounts with a payment link | Unlimited; emailing them from Wave needs Pro, online payments or payroll |
| Users | Free 1, Smart 2, Premium 4, Pro 10 | Starter: payroll manager and tax pro roles only; Pro: unlimited users with fixed roles |
| AI in the product | EazeAI answers questions from your ledger, suggests matches and reads bills, on every plan | No AI bookkeeping assistant listed; a support chatbot |
| Bills | Premium and Pro, with approvals | Every plan |
| Inventory | Pro: tracked items, FIFO costing, purchase and sales orders | Not tracked by quantity |
| Multi-currency | Pro | Foreign-currency invoices and bills, one business currency |
| Bookkeeping, payroll and tax by a team | CPA-led bookkeeping, payroll through our partner and business tax returns, in the same books | Wave Advisors bookkeepers, Wave Payroll, and tax filing through Block Advisors |
| Support | Phone every day, 7 AM to 11 PM Eastern, and email | Chat and email on Pro, weekdays; no phone line |
Pricing and sources
Wave publishes plan, payments and payroll prices that change over time; check the official pages linked below. EazeAccounts software starts free, and our bookkeeping, payroll and tax prices are on our pricing page.
- Wave pricing (official)
- Wave Pro plan (official)
- Wave bank connections are part of Pro (official help center)
- Wave payments fees (official)
- Wave Payroll pricing (official help center)
- Wave Advisors (official)
- Wave Advisors terms of service (official)
- Filing taxes through Block Advisors (official help center)
Good questions. Clear answers.
A few useful answers.
Need a little more detail? We are happy to help.
Talk to our teamWave Starter is $0 with unlimited invoices, estimates and bills. Automatic bank imports, receipt scanning and extra users are part of Wave Pro at $19 a month or $190 a year, card payments cost 2.9% plus $0.60 on Starter, and payroll and bookkeeping are paid services. Figures as of October 27, 2026.
Yes. Eaze Free includes unlimited invoices, and it also connects two bank accounts automatically, which Wave's free plan does not. Paid plans start at $1/month for first 3 months.
Wave Payroll is $40 a month plus $6 per employee and $6 per contractor paid, with tax filings in all 50 states. EazeAccounts payroll is $35 a month plus $5 per employee or contractor, with the first 2 months free, run by our team through our payroll partner.
Yes. Wave exports transactions and reports as spreadsheets, EazeAccounts imports spreadsheets, and our team can help set your opening balances. Your bank accounts reconnect through Plaid.
See how it fits your business.
Explore the software, compare plans, or talk through a switch with our team.