EazeAccounts – Privacy Policy

 

 

1. Introduction

EazeAccounts is committed to safeguarding your financial and personal information. This Privacy Policy outlines how we collect, store, use, and protect your data when you enable ACH/Direct Bank Debit transactions. By using this service, you consent to this Privacy Policy.

2. Information We Collect

When you enable ACH/Direct Bank Debit transactions, we may collect the following data:

  • Personal Information: Your name, email, phone number, and business details (if applicable).
  • Banking Information: Bank account number, routing number, and transaction details.
  • Transaction Data: Payment history, transaction amounts, and timestamps.
  • Technical Information: IP address, device details, and access logs for security monitoring.

3. How We Use Your Information

Your data is used for the following purposes:

  • Processing ACH/Direct Bank Debit transactions securely.
  • Preventing fraud, unauthorized access, and security threats.
  • Complying with legal and regulatory obligations.
  • Providing customer support and resolving disputes.
  • Enhancing our services and ensuring compliance with Stripe and NACHA guidelines.

4. Data Sharing and Disclosure

We do not sell or rent your personal information. However, we may share data with:

  • Payment Processors: Such as Stripe, to facilitate transactions.
  • Regulatory Authorities: If required by law or financial regulations.
  • Fraud Prevention Agencies: To investigate suspicious activities.
  • Third-Party Service Providers: Assisting in transaction security and processing.

5. Data Security

We implement strong security measures, including:

  • Encryption: To secure sensitive banking details.
  • Access Control: Restricting unauthorized data access.
  • Monitoring: Detecting and preventing fraudulent transactions.

Despite our best efforts, no online system is completely secure. Users must keep their banking credentials confidential.

6. User Rights and Choices

You have the right to:

  • Access: View your transaction history and personal information.
  • Request Corrections: Update inaccurate data.
  • Withdraw Consent: Opt out of ACH transactions (this does not affect past transactions).
  • Request Deletion: Ask for data removal, subject to regulatory obligations.

7. Data Retention

We retain your banking and transaction data as required by financial regulations, fraud prevention policies, and dispute resolution procedures. Once no longer necessary, data is securely deleted.

8. Compliance with Laws

We comply with:

  • NACHA Rules for ACH transactions.
  • Stripe’s Compliance Policies for payment processing.
  • Applicable Banking Regulations related to security and fraud prevention.

9. Changes to This Privacy Policy

We may update this policy periodically. Users will be notified of significant changes. Continued use of ACH services after an update signifies acceptance of the revised policy.

10. Contact Information

For questions or concerns about this Privacy Policy, contact us at: